Loretta Joseph

Global Regulatory Advisor

Loretta is the Global Regulatory Advisor at AP Capital Investments, and she is a highly dynamic, skilled banking, financial, and consulting professional with over 25 years in financial markets. She has worked for major investment banks at Board, MD, or at a senior management level throughout Asia and India including, RBS (India), Macquarie Group (India), Deutsche Bank, Credit Suisse, and Elara Capital (India). Spanning a long career, Loretta has tremendous exposure to global financial markets, multiple asset classes, and emerging market environments. Loretta has advised many international banks, global hedge, and pension funds on managing portfolios and exposure to derivatives and related products.

She is also a Fintech consultant at the Financial Services Commission, Vanuatu, and is a board member of the Regional Center of excellence (Mauritius) in collaboration with the OECD on Fintech. Loretta is an external resource to GIABA. She regularly advises a number of global organizations on responsible adoption of financial technology across policymakers, governments, and industry – specifically crypto and blockchain. She has previously advised OECD and OSCE on digital assets and their impact in AML/CFT.

Loretta holds various advisory positions globally. She was the recipient of the Fintech Australia “Female leader of 2016”. She was the recipient of the Fintech Australia “Leader of 2017”, and Sancta Sophia College (Within Sydney University) Alumni Award 2016, 2018, and current 2019 alumni award recipient for Social impact. Loretta holds a Bachelor of Economics degree from the University of Sydney, Australia.